Illness rider and critical illness cover - know about Illness rider and critical illness cover here

The world today is moving fast, and adapting to its pace requires a brisk lifestyle. This means less time for everything including taking care of your health. And looking after your health doesn’t just mean being in good shape but also taking necessary measures to take care of it. We at AEGON Religare Life Insurance understand this. Hence, we are offering you the AEGON Religare CI Rider. As the old adage goes, ‘If there is health, there is hope. If there is hope, there is everything.” So, when you keep your health issues covered, you nurture and realize the hope for a better life, a life that is in pace with the fast world.

Benefit Structure

The AEGON Religare CI Rider Cover is for 9 critical illness conditions as specified in this document. You receive 100% of the rider Sum Assured as benefit if diagnosed to be suggering from any of the specified critical illness conditions or have undergone a surgical procedure, as the case may be, of any of these 9 critical illness conditions. The benefit is payable if the insured person survives 30 days following the confirmed diagnosis. Following an AEGON Religare CI Rider claim, the Death Benefit under the base plan and any other rider benefit remains unaffected.

This rider covers 9 critical illness conditions as given below:

  1. Cancer
  2. Coronary Artery Bypass Surgery
  3. Heart Attack (Myocardial Infarction)
  4. Kidney Failure (End-stage Renal Failure)
  5. Major Organ Transplant
  6. Stroke
  7. Paralysis
  8. Heart Valve Surgery
  9. Surgery for a disease of the Aorta

Features

  • Free Look Cancellation – If base policy is cancelled for the free look, the rider terminates and the rider premium is returned by the insurer after deducting the premium for the period from the policy issue date to the policy cancellation date.
  • Option to attach or detach Rider Benefit – The rider can be detached from the next Policy Anniversary after the request has been made.
Premium/Charges – The applicable premium rate will depend up on the Gender, Entry age, Rider, Premium, Pay term and the Policy term selected.

Click here to download detailed brochure