Invest Maximiser Plan
AEGON Religare Invest Maximiser Plan aims to maximise your investment with the low premium allocation charges. AEGON Religare Invest maximiser not only maximizes investment but also provides you necessary protection.
Key Features
Invest Maximiser has a very low Premium Allocation charges among the ULIP options available.
A percentage of the premium appropriated towards charges from the premium received. The Premium allocation charge is only 5% for the first year and it is only 2% from second to fourth year. Fifth year onwards it is zero.
Benefits
Special Units -
The special units are added to your account at the end of 10th year and every 3rd year thereafter. The value of special units would be equal to 1.50% of the average month end fund values of the last 36 months before the allotment of special units.
Maturity - On maturity, you receive the fund value existing on maturity date. If you do not wish to take the entire maturity amount at one go, you can avail of the Settlement Option.
Settlement Option - Under this option, you receive your maturity proceeds in installments over a period you choose (not exceeding 5 years). Investment risk during the settlement period will be borne by you.
Death - In case of your unfortunate demise during the policy term, the nominee will receive the Sum Assured or the Fund Value, whichever is higher and the contract will be terminated.
Surrender - You can surrender the policy any time after the first 3 policy years. There is no surrender charge after 4 policy years.
Features
Premium Re-direction - This feature allows you to alter the premium allocation to be applied to your future premiums, including top-ups.
Increase in premium
- As you move up the ladder in your professional life, your affordability increases. In such cases, you may want to increase your premium. AEGON Religare Invest Maximiser Plan allows you to increase your premium subject to certain conditions.
Top-Up Premium - A Top-Up premium is an additional amount of premium over and above the contractual basic premiums with a minimum amount of Rs. 5,000.
Switch - This feature helps you shift your investment from one fund to another. Twelve switches are free in each policy year. All you need to do is provide us with the amount or percentage of the fund you want to switch.
For
Details
Read
product brochure
Call
1800 209 9090
sms
“MAXIMUM” to 56677
